Loan Repayment Assistance Program

Lawyer InternThe Moritz Loan Repayment Assistance Program (LRAP) is designed to help reduce the financial barriers that sometimes prevent Moritz graduates from accepting positions with government or legal services employers – employers whose needs for quality legal professionals often go unmet.

The program supports the college’s commitment to students committed to provide affordable legal assistance to those who might not otherwise be able to afford it.

LRAP Eligibility Requirements

Moritz graduates accepting law-related positions with local, state or federal government agencies or public service organizations are eligible for consideration. For LRAP purposes, a public service organization is one that qualifies for tax-exempt status under section 501(c)(3) of the Internal Revenue Code.

If you are a member of the class of 2008, to be eligible you must accept full-time employment that pays $40,000 or less, excluding benefits, annually.

To be eligible for LRAP, you must provide proof of outstanding law school loan debt of at least $4000 procured from commercial or governmental sources. Only loans used to finance law school will be considered.

Eligible students should bring the completed application and verification of employment offer form to Cybele Smith, LRAP Coordinator, in room 140. You may apply as soon as an employment offer has been extended and accepted. The deadline for applying is March 15 following the year of graduation.

Parameters of Loan
The $4,000 will be distributed as a loan by the college which will be forgiven after completion of one year of qualifying employment. The forgiven loan may qualify as tax exempt under the Internal Revenue Code. All applicants are encouraged to research possible tax ramifications of accepting LRAP funds prior to accepting them.

Funds will not be disbursed until you begin work which must be within nine months of graduation. Because this is a pilot program, meeting the eligibility requirements does not guarantee that graduates will receive the loan.

You are encouraged to investigate alternative sources of loan repayment such as College Cost Reduction and Access Act (CCRAA), Public Law 110-84 September 2007, and to work with the Office of Financial Aid to minimize law school loan debt.

Direct all questions about LRAP to Cybele Smith, LRAP Coordinator.

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